Builder-sponsored, not affiliated with any Realtor®. 2-1 rate buy down on a conventional 30-year locked mortgage. Based on current rates and excellent credit. Year one 4.875% APR, year two 5.875% APR, with 6.875% for years 3-30. Actual APR 6.937%. Any existing custom completed spec in Ballard Woods Estates qualifies. Any unused portion of the rate buy down not used with a sale or refinance before the end of 2 years will be paid out at closing to the homeowner. Rates subject to change without notice. Max loan amount of $750,000. Buyer must qualify with excellent credit.