3028 Belknap Beach Rd, Prospect, KY 40059

$898,000
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 3,478 Lot Size (sq. ft.): 165,553 Status: Active
Current Price: $898,000 List Date: 4/15/2026 Last Modified: 4/15/2026

Overview

Description

An exceptional opportunity to own premier Ohio River frontage in the highly desirable Belknap Beach Estates—uniquely positioned on elevated terrain offering both breathtaking views and added peace of mind. This thoughtfully refreshed residence offers approximately 3,400 square feet of finished living space and delivers the ultimate Prospect waterfront lifestyle, complete with multiple private docks providing direct access for boating, entertaining, and everyday enjoyment on the river. Designed to maximize natural light and panoramic water views, the main living level features a second-floor kitchen with beautifully preserved original cabinetry and hardware—timeless craftsmanship seamlessly paired with updated lighting and fresh finishes.

Supplements: The layout flows effortlessly into inviting living and entertaining spaces, creating a warm yet refined atmosphere. A first-floor kitchenette enhances the home's versatility, while the flexible floor plan includes a main-level bedroom and two additional bedrooms upstairs—ideal for private guest accommodations, work-from-home needs, or multi-funct ...

Listing Details MLS# 1714389

Contract Info

Office Exclusive?
No
Original List Price
898000
Listing Price
898000
Property Sub Type
Single Family Residence
HOA Y/N
No
HOA Fee
No
HOA Annual $
0

Location Tax Legal Info

Street #
3028
Street
Belknap Beach
St Suffix
Rd
County
Oldham
State/Province
KY
Zip Code
40059
Area
20-Oldham County N171
Subdivision/Condo
BELKNAP BEACH ESTATES

General Property Description

Total # of Rooms
12
Total # Bedrooms
3
Baths - Full
3
Total Bathrooms
3
Garage Y/N
Yes
Garage Spaces
2
Basement Y/N
No
First Floor Laundry
No
First Floor PBR
Yes
Laundry Level
2nd
SqFt -Total Finished
3478
Above Grade Finished
3478
SqFt - Source
Appraiser
Age
50
Year Built
1976
Stories
2
Acres
0.36
Lot SF
165553
Lot SF Source
Plat
Const Stat
Construction Complete
Sold As-Is
No
M Struct Flood Plain
Yes
# 1st Floor Bedrooms
Yes
# 2nd Floor Bedrooms
2
# Upper Floor Bedrooms
0
# Basement Bedrooms
0
Total Closets
0
Total Fireplaces
0
Below Grade Finished
0
Nonconform SqFt Fin
0
Above Grade Unfin
0
Below Grade Unfin
0
Nonconform SqFt UF
0
Sqft - Total Unfin
0

Heating

# of HVAC Units
2
Electric
Yes
Forced Air
Yes
Natural Gas
Yes

Location, Tax & Legal Info

Parcel ID
02010081
Deed Bk
1330
Pg #
197
Block
Yes
Lot
81
Sub-Lot
No
Directions
US 42 to Rose Island Rd, Left on Spring Dr, Left at stop sign, follow until road ends.
Disclosure
Yes

More Information

Architectural Style

Traditional
Yes

Lot Description

Cleared
Yes
DeadEnd
Yes

Utilities

Electricity Connected
Yes
Fuel:Natural
Yes

Water Source

Public
Yes

Sewer

Septic Tank
Yes

Construction

Wood Frame
Yes
Other
Yes

Roof

Flat
Yes
Shingle
Yes

Fencing

None
Yes
Other
Yes

Basement

None
Yes

Foundation

Slab
Yes

Patio and Porch Features

Deck
Yes
Patio
Yes
Porch
Yes

Cooling

Central Air
Yes

Garage/Parking

Attached
Yes
Entry Front
Yes
On Street
Yes
Driveway
Yes

Exterior

Hot Tub
Yes
Boat Slip
Yes
Waterfront
Yes

Waterfront Features

Lake Front
Yes

Property Features

Architectural Style: Traditional Construction: Wood Frame; Other Roof: Flat; Shingle Fencing: None; Other Patio and Porch Features: Deck; Patio; Porch Basement: None Foundation: Slab Heating: Electric; Forced Air; Natural Gas Cooling: Central Air Exterior: Hot Tub; Boat Slip; Waterfront Utilities: Electricity Connected; Fuel:Natural Water Source: Public Sewer: Septic Tank Lot Description: Cleared; DeadEnd Waterfront Features: Lake Front

Room Information

Room Name Level
Bedroom First
Bedroom Second
Bedroom Second
Dining Area Second
Family Room First
Kitchen First
Kitchen Second
Full Bathroom First
Full Bathroom Second
Full Bathroom Second
Foyer First
Great Room Second
Listing Office: Kentucky Select Properties
Source MLS Verified
Last Updated: April - 15 - 2026
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